Exclusive Health Plan Solutions for Country Music Association Members
As a CMA member, your talent drives the music industry forward. We’re here to help protect your health and well-being, because every CMA member deserves access to affordable, reliable coverage.
Through a strategic partnership with Pancoast Benefits, Vanderbilt Health, and UnitedHealthcare, CMA members gain access to powerful, affordable health benefit options tailored to the unique needs of people across the music industry — on stage, behind the scenes, and on the road.
Instrumental Healthcare Discount
CMA members enrolled in a health plan through CMA’s Instrumental Healthcare program—and their covered dependents—are eligible for discounted services at Vanderbilt Health facilities.
• Save up to 25% on deductible and coinsurance costs
• Discounts apply up to a maximum of $2,000 per claim
This unique benefit helps ease the burden of out-of-pocket costs while giving you access to world-class care.
Explore Your Coverage Options
We’ve made it simple for CMA members — whether on the stage, behind the scenes, or supporting road teams from an office — to find the right fit for their lifestyle, travel, and creative work:
- Group Coverage for Businesses: Affordable plans for member companies with 2+ employees
- Individual Health Insurance: Marketplace plans with CMA-specific advantages
- Travel Insurance & Protection: For international tours or short-term needs between gigs
Designed for the Country Music Community
The CMA Member Health Plan
Offered in collaboration with UnitedHealthcare, this plan gives small businesses in Tennessee access to high-quality health benefits. Employers with as few as two W-2 employees can offer competitive group coverage, with rates and options crafted just for CMA members.
Pancoast Benefits is your trusted partner. We’ve supported CMA members for over a decade, and our Nashville-based team understands the pace and needs of this industry.
Need help deciding which plan is right for you? Our team of licensed advisors is ready to help you make an informed, confident choice.
Call us at 855-458-8486
Email: cmainfo@pancoastbenefits.com