Benefits guidance that lifts the burden and clears a path forward.

You’re building a business meant to last. We help you care for the people making that possible with benefits guidance that’s cost-effective, compliant, and human.

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Benefits administration is complex.
Doing it alone makes it harder than it has to be.

HR managers, CFOs, and individuals alike are frustrated by the confusing state of insurance benefits. If that sounds familiar, know this: the problem isn’t your effort — it’s the lack of the right partner. That’s where Pancoast comes in.

At Pancoast, we’ve spent 40+ years helping people like you cut through the noise, gain control, and get support that actually makes a difference.

Big firm tools. Small firm service.

You shouldn’t have to choose between smart technology and a human touch. At Pancoast, we combine the best of both — so you can focus on what matters most.

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Streamlined HR technology

Tools that simplify enrollment, compliance, and communication — all in one place.

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Personalized support

A dedicated team that knows your name — not a 1-800 number.

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Custom strategies for your goals

Benefits plans designed around your team, your budget, and your business.

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Deep local roots, broad perspective

Proudly Nashville-based, with national insights and carrier partnerships

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Years of Experience

Solutions for employers and individuals

Growing your company? Facing a personal shift? We’re here to help you move forward with support that meets you where you are.

Folks come to us when they’re navigating a renewal, planning for growth, or just trying to get answers without the runaround. We’re here to simplify the process. We bring clarity to confusing plan options, handle the heavy lifting behind the scenes, and offer guidance that’s grounded, not generic. With decades of experience and a deeply personal approach, we help employers protect their teams, and individuals protect their peace of mind

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Employers

HR teams, CFOs, and business owners — explore how we simplify compliance, improve retention, and cut costs without cutting corners.

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Individuals

Need help finding the right health, Medicare, or short-term coverage? We’ll walk you through it.

Trusted by clients for over 40 years — and counting

We build long-term relationships by delivering real results and unwavering support. Here’s why:

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Helping a Fast-Growing Employer Avoid Costly Plan Mistakes

They were growing quickly and needed a smarter strategy. We helped them avoid a costly misstep—and positioned them to scale with confidence.
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Raising the Bar for Service from Day One

They had lost confidence in their account team. One interaction with our service manager changed everything.

Here’s how it works:

Schedule a free consultation

Tell us what’s working — and what’s not.

Get a tailored benefits strategy

We build a plan that fits your goals, budget, and people.

Enjoy benefits without burden

We stick with you and your team every step of the way.