Individual Health Insurance | Pancoast Benefits

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Confidence, not confusion.

Choosing a health plan shouldn’t feel like taking a second job. If you’re navigating a coverage gap, starting your own business, or simply searching for something that better suits your needs, Pancoast is here to help you make confident, informed decisions about individual health insurance.

Guidance That Makes a Difference

Choosing a health plan should start with understanding how a plan fits into your life, your budget, and your expected care needs. From monthly premiums to provider networks to prescription coverage, there’s a lot to evaluate, and it can get complicated, fast.

Deductibles. Coinsurance. Formularies. Metal tiers. It’s a lot.

Our licensed advisors walk you through your options, clearly, patiently, and always with your best interests in mind. We’ll help you:

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Determine whether you qualify for subsidies or tax credits

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Compare available plans and networks

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Understand your out-of-pocket costs

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Choose a plan that fits your medical needs and financial goals

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Round Out Your Health Coverage

Good health isn’t just about medical visits. We also help individuals find affordable dental and vision plans that work nationwide and cover the care you actually need.

Nearly 1 in 4 adults with coverage are still underinsured due to high out-of-pocket costs – and more than half avoid care because of it.

– The Commonwealth Fund 2024 Biennial Health Insurance Survey

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“Affordable Marketplace coverage is an enabler of entrepreneurship
– empowering individuals to start a business secure in the knowledge that affordable coverage will be available to them.”
– AHIP, 2024