Compliance Services That Protect Your Bottom Line
Compliance is no longer just an HR issue.
It’s a business risk with direct financial consequences.
With ever-evolving federal and state regulations, even well-intentioned employers can find themselves out of step with the rules. And when that happens, the penalties don’t just sting; they can be significant, recurring, and reputation-damaging. Pancoast helps businesses protect their organizations by taking a proactive, precision-driven approach to compliance.

The Cost of Getting It Wrong
ACA noncompliance can result in fines of over $2,880 per full-time employee annually, and that’s just one regulation. From ERISA to COBRA to state-specific mandates, today’s compliance landscape is riddled with financial exposure.
According to Deloitte, only 6% of organizations are making real progress on compliance and human sustainability goals, yet most CFOs agree these risks are rising and real.
The Pancoast Approach
We partner with finance and HR leaders to identify hidden risks, streamline documentation, and ensure compliance across your entire benefits program.
Our team stays on top of the latest changes in ACA, ERISA, and state law, so you don’t have to.
No matter the size or scope of your business footprint, Pancoast equips you with the tools and guidance to stay ahead of shifting regulations and avoid costly missteps.
What We Cover

ACA Compliance & Reporting
Eligibility tracking, look-back measurement periods, and 1094/1095 filing support

ERISA Oversight
Summary plan descriptions (SPDs), fiduciary reviews, and wrap documentation

5500 Filing Support
Preparation, audits, and submission for applicable groups

Section 125 Plan Administration
Ensure tax-favored plans meet all regulatory requirements

Multi-State Employment Compliance
Navigate state-level mandates on leave, accommodations, and benefits

Audit Preparation & Response
Comprehensive support if you’re ever selected for review
Solving a Six-Figure Problem Before It Became a Crisis
A client was blindsided by a six-figure demand from Medicare over coverage dating back to years before we were even their broker. We took the lead — rebuilding historical data, clearing the liability, and restoring peace of mind.
Integrated Technology, Simplified Compliance
Features Include:

ACA reporting tools

Document builders for SPDs, wrap docs, COBRA notices

Compliance calendars and audit checklists

Secure OSHA tracking and FMLA guidance

Self-service dashboards for HR and finance teams

On-demand access to attorney-reviewed compliance resources
Why Pancoast
We understand the stakes, and we make it our mission to reduce them. Our model is built for CFOs who want proactive support, minimal disruption, and measurable ROI.
Let’s Talk Risk Management
